1
2
3
4
{  
  "method": "pix",  
  "amount": 109.99,
}
New payment of R$109 received
Received just now
New payment of R$250 received
Received just now
New payment of R$45 received
Received just now
New payment of R$850 received
Received just now
New payment of R$125 received
Received just now
New payment of R$550 received
Received just now

One API for every payment method in Latin America.

Accept and process payments across latin america with one unified API, deeply connected to local banks and the most used payment methods.

Connected to the most used payment methods

Built to Reliably Scale and Grow Your Business

We understand money movement in LATAM, ensuring lower fraud, instant confirmation, and faster settlements. Payelu helps you collect payments as your customers prefer.

E-Commerce merchants
Retail & Marketplaces
SaaS & Digital Services
Financial and collaboration tools
Gaming & Digital Entertainment
Videogames, skins, and AI
Crypto Exchanges
On/off ramps and top ups
Travel & Transportation
Ticketing apps, Ride-Hailing & Taxi Services
Cross-Border Payments
Invoice payments, salary distribution
E-Commerce merchants
Retail & Marketplaces
SaaS & Digital Services
Financial and collaboration tools
Gaming & Digital Entertainment
Videogames, skins, and AI
Crypto Exchanges
On/off ramps and top ups
Travel & Transportation
Ticketing apps, Ride-Hailing & Taxi Services
Cross-Border Payments
Invoice payments, salary distribution
And many more...

Expand to Latin America with one integration

Get in touch now
Local Banks
Use direct bank connections for instant transactions, ensuring faster settlement and oversight of your funds.
Funds in escrow
EMIs
Use our dedicated accounts for specific industries. Our EMI connections enhance security and simplify payments.
Acquirer
Licensed PSP
Settlement
Compliance
Regulated financial institutions
Payment Institutions
Our partnerships with licensed Payment Institutions ensure reliable processing and payment stability.

Modern Banking Infrastructure to Accelerate Growth

Local Banks
Payment Institutions
EMIs
Local expertise, real connections

Deep knowledge of Latin American markets, with direct access to local payment methods, banks, EMIs, and payment institutions.

Argentina
Bolivia
Brazil
Colombia
Costa Rica
Chile
Venezuela
Paraguay
Peru
One integration, full Latin America access

Our API unlocks payment acceptance across the entire region, removing the need for multiple providers and country-specific setups.

t+0
t+1
0
2
4
8
12
24
0
2
4
8
12
24
Payment initiated
Payment processed
Funds confirmed
Settlement
Fast, flexible cross-border settlements

Cross-border payments with T+0 or T+1 settlement, designed to keep cash flow moving and operations agile at scale.

Convert fiat currency into crypto
27,053.26
EUR
15.51
ETH
Seamless FIAT–crypto interoperability

Move between local currencies and crypto effortlessly, enabling flexible treasury management and modern settlement workflows.

All your Latin America local methods in one integration

Let your customers pay using their preferred payment methods and receive your funds quickly and securely.

PayIn request
1{
2  "service_code": "PIX_BR",
3  "amount": 200,
4  "reference": "0000000000002507135224",
5  "expired_at": "2025-06-06T22:59:59Z"
6}
1{
2  "service_code": "SPEI_MX",
3  "amount": 200,
4  "reference": "0000000000002507135224",
5  "expired_at": "2025-06-06T22:59:59Z"
6}
1{
2  "service_code": "CC1_IG_TRUST_WW_EUR",
3  "customerDetails": {
4    "payer_name": "Jose",
5    "payer_lastname": "Herrera",
6    "contactDetails": {
7      "payer_email": "jose@gmail.com",
8      "payer_phone": "+3192242390",
9      "payer_address": "Calle 75#33-56",
10      "payer_city": "Bogota",
11      "payer_state_iso_code": "NA",
12      "payer_country_iso": "CO",
13      "payer_zip_code": "123456"
14    }
15  },
16  "transactionDetails": {
17    "paymentDetails": {
18      "amount": 50,
19      "reference": "0000000000002507135224",
20      "payer_ip_address": "192.168.1.1"
21    },
22    "cardDetails": {
23      "payer_card_number": "2579052212241556",
24      "payer_card_type": "MASTERCARD",
25      "payer_card_holder_name": "Jose Herrera",
26      "payer_card_security_code": "123",
27      "expiration": {
28        "payer_card_exp_month": "05",
29        "payer_card_exp_year": "2023"
30      }
31    }
32  },
33  "urls": {
34    "url_handler_redirect": "https://mfvuejs.loclx.io/redirect/"
35  }
36}
1{
2  "service_code": "BTQR_BO",
3  "amount": 100,
4  "reference": "78238734746863728467"
5}
1{
2  "service_code": "WP_CL",
3  "amount": "500",
4  "payer_name": "Jose",
5  "payer_lastname": "Herrera",
6  "reference": "0000000000002507135224",
7  "rq_account_doc_id": "170252977"
8}
1{
2  "service_code": "MA_CL",
3  "amount": "500",
4  "payer_name": "Jose",
5  "payer_lastname": "Herrera",
6  "reference": "0000000000002507135224",
7  "rq_account_doc_id": "170252977"
8}
1{
2  "service_code": "KH_CL",
3  "amount": "500",
4  "payer_name": "Jose",
5  "payer_lastname": "Herrera",
6  "reference": "0000000000002507135224",
7  "rq_account_doc_id": "170252977"
8}
1{
2  "service_code": "PM_VEN2",
3  "amount": 35,
4  "reference": "REF-PM2324234-011123",
5  "rq_account_doc_id": "14155015",
6  "rq_account_state": "verify"
7}
PayIn response
1{
2  "status": "success",
3  "data": {
4    "transaction_id": "8684db6b-5401-45be-b023-c19f83f3248d",
5    "amount": 568.0,
6    "currency": "BRL",
7    "status": "PENDING",
8    "reference": "0000200006032533644352",
9    "created_at": "2025-06-02T19:00:04.930517Z",
10    "updated_at": "2025-06-02T19:00:04.930524Z",
11    "expired_at": "2025-06-05T19:00:04.028194Z",
12    "qrCode": "iVBORw0KGgoAAAANSUhEUgAAAeoAAAHqAQAAAADjFjCXAAAEjklEQVR4nO2dTY7jOAyFH8cBZukAfYA6...",
13    "brCode": "XXXXXXX",
14    "redirect_hpp_url": "XXXXXXX"
15  }
16}
1{
2  "status": "success",
3  "data": {
4    "transaction_id": "686c117695471a1dbbd82ee6",
5    "amount": 200,
6    "currency": "MXN",
7    "status": "PENDING",
8    "reference": "PAY2400470812",
9    "created_at": "2025-07-07T18:27:03.517542+00:00",
10    "updated_at": "2025-07-07T18:27:03.517542+00:00",
11    "expired_at": "2025-07-10T18:27:03.517542+00:00",
12    "clabe": "710969000050934120",
13    "beneficiary": "PAYMENTS LTDA",
14    "errorMsg": "",
15    "redirect_hpp_url": "XXXXXXX"
16  }
17}
1{
2  "status": "success",
3  "data": {
4    "transaction_id": "2524838319BE74857JIF03",
5    "reference": "PAY0626554165",
6    "amount": 50,
7    "status": "PENDING",
8    "message": "Request Accepted, Status TRANSACTION IN PROGRESS",
9    "redirect_url": "https://cybersource-confirmation-redirect.com/site/capture3D/3771629hyMmH48957gYbZp8931707"
10  }
11}
1{
2  "status": "success",
3  "data": {
4    "transaction_id": "50375017",
5    "status": "PENDING",
6    "qr_text": "0yNCLOepg1HVcdHwM/rlFbCsL1QInWTKLFs2f2miY2qVa0ckZ2p/+OwnTgAxbYW9CQpzJ11a6TURCisOx65qWS+QKYQl96txUfC1LWjo240JDbgkn6kyOwRTF+tmcWHY6BdeLXdJJF2K8KaCGq37KiFIcEuH9N+fg4FzoX2mx61NKBkttGhl40Pwiso8YIp2UtOqE/rYp7Eb8Ik8T7rFUoq3H0HrRTfEdqOLvRg5BMai8H+sh39uc7Mis38egu3uVNq1qepJyOg920BPn0Sy39rQzirgri11j3F2Tr4alcXLV0+iybfBsBHJO9qpMUxZkLl1vNZmTeUOcBl/qkYbLQ==|04E78DE23081020975A09FA83F185831",
7    "amount": 0.06,
8    "currency": "BOB",
9    "created_at": "2025-11-10T22:26:58.647329+00:00",
10    "redirect_hpp_url": "XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX"
11  }
12}
1{
2  "status": "success",
3  "data": {
4    "transaction_id": "8684db6b-5401-45be-b023-c19f83f3248d",
5    "reference": "0000000000002507135224",
6    "amount": 50,
7    "status": "PENDING",
8    "message": "Request Accepted, Status TRANSACTION IN PROGRESS",
9    "redirect_url": "https://webpay................."
10  }
11}
1{
2  "status": "success",
3  "data": {
4    "transaction_id": "8684db6b-5401-45be-b023-c19f83f3248d",
5    "reference": "0000000000002507135224",
6    "amount": 500,
7    "status": "PENDING",
8    "redirect_url": "https://mach................."
9  }
10}
1{
2  "status": "success",
3  "data": {
4    "transaction_id": "8684db6b-5401-45be-b023-c19f83f3248d",
5    "reference": "0000000000002507135224",
6    "amount": 50,
7    "status": "PENDING",
8    "redirect_url": "https://khipu................."
9  }
10}
1{
2  "status": "success",
3  "data": {
4    "transaction_id": "3Z0YJB8",
5    "amount": 35,
6    "currency": "VES",
7    "status": "PENDING",
8    "reference": "REF-PM2324234-011123",
9    "created_at": "2025-10-07T20:38:51.294443+00:00",
10    "updated_at": "2025-10-07T20:38:51.294443+00:00",
11    "message": "Esperando pago"
12  }
13}

Deep local coverage across Latin America

Latin America is a dynamic region for payments. Recently, central banks have developed secure Instant Payment Rails.

Low bank penetration has boosted digital wallet adoption among younger generations, making growth in online payments inevitable.

Pix
Payelu API
650K Received
New payment of Bs 240M received
Received just now
From Venezuela

Smart Onboarding Made Simple

Payelu Agreement
Step n°1
Agreement & setup
We hear your needs and prepare you a plan to start working. We start onboarding and make it official in our service agreement.
API successfully connected
1{
2  "Version": "2012-10-17",
3  "Statement": [
4    {
5      "Action": [
6        "application:Describe*",
7        "autoscaling:Describe*",
8        "ce:Describe*",
9        "ce:Get*",
10        "ce:List*",
11        "cloudwatch:GetData",
12        "ec2:Describe*",
13        "ec2:AcceptReserved",
14        "ec2:CancelReservedInstancesListing",
15        "ec2:CreateReservedInstancesListing",
16        "ec2:DeleteQueuedReservedInstances",
17        "ec2:ModifyReservedInstances",
18        "ec2:PurchaseHostReservation",
19        "ec2:PurchaseReservedInstancesOffering",
20        "rds:Describe*",
21        "rds:List*"
22      ]
23    }
24  ]
25}
Step n°2
API integration
We set up a dedicated channel for your tech team, provide credentials, you test, and we are ready to start.
Welcome back!
Step n°3
Go live & operate
Control operations through our dashboard. We will monitor conversion ratios and provide backup solutions for stability.

One API for every payment method in Latin America.

Accept and process payments across latin america with one unified API, deeply connected to local banks and the most used payment methods.