"method": "pix",
"amount": 109.99,
}
One API for every payment method in Latin America.
Accept and process payments across latin america with one unified API, deeply connected to local banks and the most used payment methods.

















Built to Reliably Scale and Grow Your Business
We understand money movement in LATAM, ensuring lower fraud, instant confirmation, and faster settlements. Payelu helps you collect payments as your customers prefer.
Modern Banking Infrastructure to Accelerate Growth
Deep knowledge of Latin American markets, with direct access to local payment methods, banks, EMIs, and payment institutions.

Our API unlocks payment acceptance across the entire region, removing the need for multiple providers and country-specific setups.
Cross-border payments with T+0 or T+1 settlement, designed to keep cash flow moving and operations agile at scale.
Move between local currencies and crypto effortlessly, enabling flexible treasury management and modern settlement workflows.
All your Latin America local methods in one integration
Let your customers pay using their preferred payment methods and receive your funds quickly and securely.
1{
2 "service_code": "PIX_BR",
3 "amount": 200,
4 "reference": "0000000000002507135224",
5 "expired_at": "2025-06-06T22:59:59Z"
6}1{
2 "service_code": "SPEI_MX",
3 "amount": 200,
4 "reference": "0000000000002507135224",
5 "expired_at": "2025-06-06T22:59:59Z"
6}1{
2 "service_code": "CC1_IG_TRUST_WW_EUR",
3 "customerDetails": {
4 "payer_name": "Jose",
5 "payer_lastname": "Herrera",
6 "contactDetails": {
7 "payer_email": "jose@gmail.com",
8 "payer_phone": "+3192242390",
9 "payer_address": "Calle 75#33-56",
10 "payer_city": "Bogota",
11 "payer_state_iso_code": "NA",
12 "payer_country_iso": "CO",
13 "payer_zip_code": "123456"
14 }
15 },
16 "transactionDetails": {
17 "paymentDetails": {
18 "amount": 50,
19 "reference": "0000000000002507135224",
20 "payer_ip_address": "192.168.1.1"
21 },
22 "cardDetails": {
23 "payer_card_number": "2579052212241556",
24 "payer_card_type": "MASTERCARD",
25 "payer_card_holder_name": "Jose Herrera",
26 "payer_card_security_code": "123",
27 "expiration": {
28 "payer_card_exp_month": "05",
29 "payer_card_exp_year": "2023"
30 }
31 }
32 },
33 "urls": {
34 "url_handler_redirect": "https://mfvuejs.loclx.io/redirect/"
35 }
36}1{
2 "service_code": "BTQR_BO",
3 "amount": 100,
4 "reference": "78238734746863728467"
5}1{
2 "service_code": "WP_CL",
3 "amount": "500",
4 "payer_name": "Jose",
5 "payer_lastname": "Herrera",
6 "reference": "0000000000002507135224",
7 "rq_account_doc_id": "170252977"
8}1{
2 "service_code": "MA_CL",
3 "amount": "500",
4 "payer_name": "Jose",
5 "payer_lastname": "Herrera",
6 "reference": "0000000000002507135224",
7 "rq_account_doc_id": "170252977"
8}1{
2 "service_code": "KH_CL",
3 "amount": "500",
4 "payer_name": "Jose",
5 "payer_lastname": "Herrera",
6 "reference": "0000000000002507135224",
7 "rq_account_doc_id": "170252977"
8}1{
2 "service_code": "PM_VEN2",
3 "amount": 35,
4 "reference": "REF-PM2324234-011123",
5 "rq_account_doc_id": "14155015",
6 "rq_account_state": "verify"
7}1{
2 "status": "success",
3 "data": {
4 "transaction_id": "8684db6b-5401-45be-b023-c19f83f3248d",
5 "amount": 568.0,
6 "currency": "BRL",
7 "status": "PENDING",
8 "reference": "0000200006032533644352",
9 "created_at": "2025-06-02T19:00:04.930517Z",
10 "updated_at": "2025-06-02T19:00:04.930524Z",
11 "expired_at": "2025-06-05T19:00:04.028194Z",
12 "qrCode": "iVBORw0KGgoAAAANSUhEUgAAAeoAAAHqAQAAAADjFjCXAAAEjklEQVR4nO2dTY7jOAyFH8cBZukAfYA6...",
13 "brCode": "XXXXXXX",
14 "redirect_hpp_url": "XXXXXXX"
15 }
16}1{
2 "status": "success",
3 "data": {
4 "transaction_id": "686c117695471a1dbbd82ee6",
5 "amount": 200,
6 "currency": "MXN",
7 "status": "PENDING",
8 "reference": "PAY2400470812",
9 "created_at": "2025-07-07T18:27:03.517542+00:00",
10 "updated_at": "2025-07-07T18:27:03.517542+00:00",
11 "expired_at": "2025-07-10T18:27:03.517542+00:00",
12 "clabe": "710969000050934120",
13 "beneficiary": "PAYMENTS LTDA",
14 "errorMsg": "",
15 "redirect_hpp_url": "XXXXXXX"
16 }
17}1{
2 "status": "success",
3 "data": {
4 "transaction_id": "2524838319BE74857JIF03",
5 "reference": "PAY0626554165",
6 "amount": 50,
7 "status": "PENDING",
8 "message": "Request Accepted, Status TRANSACTION IN PROGRESS",
9 "redirect_url": "https://cybersource-confirmation-redirect.com/site/capture3D/3771629hyMmH48957gYbZp8931707"
10 }
11}1{
2 "status": "success",
3 "data": {
4 "transaction_id": "50375017",
5 "status": "PENDING",
6 "qr_text": "0yNCLOepg1HVcdHwM/rlFbCsL1QInWTKLFs2f2miY2qVa0ckZ2p/+OwnTgAxbYW9CQpzJ11a6TURCisOx65qWS+QKYQl96txUfC1LWjo240JDbgkn6kyOwRTF+tmcWHY6BdeLXdJJF2K8KaCGq37KiFIcEuH9N+fg4FzoX2mx61NKBkttGhl40Pwiso8YIp2UtOqE/rYp7Eb8Ik8T7rFUoq3H0HrRTfEdqOLvRg5BMai8H+sh39uc7Mis38egu3uVNq1qepJyOg920BPn0Sy39rQzirgri11j3F2Tr4alcXLV0+iybfBsBHJO9qpMUxZkLl1vNZmTeUOcBl/qkYbLQ==|04E78DE23081020975A09FA83F185831",
7 "amount": 0.06,
8 "currency": "BOB",
9 "created_at": "2025-11-10T22:26:58.647329+00:00",
10 "redirect_hpp_url": "XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX"
11 }
12}1{
2 "status": "success",
3 "data": {
4 "transaction_id": "8684db6b-5401-45be-b023-c19f83f3248d",
5 "reference": "0000000000002507135224",
6 "amount": 50,
7 "status": "PENDING",
8 "message": "Request Accepted, Status TRANSACTION IN PROGRESS",
9 "redirect_url": "https://webpay................."
10 }
11}1{
2 "status": "success",
3 "data": {
4 "transaction_id": "8684db6b-5401-45be-b023-c19f83f3248d",
5 "reference": "0000000000002507135224",
6 "amount": 500,
7 "status": "PENDING",
8 "redirect_url": "https://mach................."
9 }
10}1{
2 "status": "success",
3 "data": {
4 "transaction_id": "8684db6b-5401-45be-b023-c19f83f3248d",
5 "reference": "0000000000002507135224",
6 "amount": 50,
7 "status": "PENDING",
8 "redirect_url": "https://khipu................."
9 }
10}1{
2 "status": "success",
3 "data": {
4 "transaction_id": "3Z0YJB8",
5 "amount": 35,
6 "currency": "VES",
7 "status": "PENDING",
8 "reference": "REF-PM2324234-011123",
9 "created_at": "2025-10-07T20:38:51.294443+00:00",
10 "updated_at": "2025-10-07T20:38:51.294443+00:00",
11 "message": "Esperando pago"
12 }
13}Deep local coverage across Latin America
Latin America is a dynamic region for payments. Recently, central banks have developed secure Instant Payment Rails.
Low bank penetration has boosted digital wallet adoption among younger generations, making growth in online payments inevitable.

Smart Onboarding Made Simple
1{
2 "Version": "2012-10-17",
3 "Statement": [
4 {
5 "Action": [
6 "application:Describe*",
7 "autoscaling:Describe*",
8 "ce:Describe*",
9 "ce:Get*",
10 "ce:List*",
11 "cloudwatch:GetData",
12 "ec2:Describe*",
13 "ec2:AcceptReserved",
14 "ec2:CancelReservedInstancesListing",
15 "ec2:CreateReservedInstancesListing",
16 "ec2:DeleteQueuedReservedInstances",
17 "ec2:ModifyReservedInstances",
18 "ec2:PurchaseHostReservation",
19 "ec2:PurchaseReservedInstancesOffering",
20 "rds:Describe*",
21 "rds:List*"
22 ]
23 }
24 ]
25}.png)
.png)

One API for every payment method in Latin America.
Accept and process payments across latin america with one unified API, deeply connected to local banks and the most used payment methods.